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Our Board Members

Officers
President - Ken Larsen
Banner Bank of Washington
Phone: 360-752-8251
klarsen@bannerbank.com

Ken has been in the real estate lending field for over 19 years and is employed by Banner Bank as the SVP, Real Estate Administration Manager. A graduate from Eastern Washington University with a B.A. in Social Science, Ken earned the Certified Mortgage Banker designation in 2006 from the National Mortgage Bankers Association. Ken and his wife Bonnie live in Bellingham with their two children. 

Vice President - Jeff Jensen
MetLife Home Loans
Phone: 425-344-2066
jsjensen@metlifehomeloans.com

Jeff has been in the mortgage industry since 1991. He has been a principal, manager and loan officer for SMBA association member companies. Jeff has had the pleasure of building homes for non-profit groups such as Habitat for Humanity and others in areas like Mexico, Mississippi, Alabama, and Seattle. He is very excited about the opportunity that is offered to our association to impact positive change in our industry.
Secretary/Treasurer - Francois Madath
American Reporting Company
Phone: 425-368-0500
francoism@ARCReports.com

At ARC, Francois is responsible for overall business operations. Since purchasing ARC in January 2007, Francois has focused ARC's strategy and resources on providing Community Banks, Credit Unions and Mortgage Bankers with a high degree of service and quality for each of ARC's products (credit, appraisal, escrow, education). Prior to ARC Francois worked in the Credit Risk Divisions of both Bank of America and Washington Mutual. He is a licensed certified appraiser, and a licensed escrow officer. Francois has a Degree in Business Administration from the University of Southern California.
Past President - Dean Dardzinski
Mortgage Guaranty Ins Corp
Phone: 425-736-5626
dean_dardzinski@mgic.com

Dean currently serves as Pacific Northwest Sales Manager for MGIC. He is responsible for the business development efforts for Washington, Oregon, Alaska, and Montana. Dean has been with MGIC for 15 years.


Directors
Director - Curt Altig
Builders Capital Mortgage
Phone:206-267-2655
curta@builders-capital.com

Curt's 16 years of experience in the mortgage industry started in 1991 with WAMU. After a 5 year tenure at GMAC Mortgage as Regional VP Curt moved to Seattle with First Horizon in 2001. Curt is a life long resident of Washington State and graduate of the University of Washington. He and his wife Laurie live in Seattle with their two children.
Director - Les Bedford
Seattle Mortgage Company
lbedford@seattlemortgage.com

Les Bedford is Senior Vice President of Residential Mortgage Banking for Seattle Mortgage and is responsible for the company's residential lending and escrow operations. Les started out a as a loan officer in 1978 and joined Seattle Mortgage in 2000 after many years as a loan originator, branch manager and regional manager for numerous local and national mortgage lenders.
Director - Donn Costa
Golf Savings Bank
Phone: 425-712-4232
dcosta@golfsavingsbank.com

Donn Costa is the President of Golf Savings Bank. Donn joined Golf (previously Lynnwood Mortgage) in 1994. Prior to Golf, he was a high producing loan officer with Phoenix Mortgage. Donn is in charge of all Golf operations, including the mortgage company and its 25-plus branches, Golf's retail bank and commercial real estate lending division. A Washington native, Donn graduated Cum Laude from Washington State University in 1985. He spent his first 25 years in Spokane. Donn loves to golf, snowboard and spend time with his family. He and his wife Karin live in Bothell with their three children; two sons and a daughter.
Director - Kelly Cruz
Flagstar Bank
425-440-4177
kelly.cruz@flagstar.com

Kelly Cruz is Senior Vice President of the West Coast Operations Center for Flagstar Bank. She has over 20 years of mortgage experience – 14 of those years with Flagstar. Her extensive experience covers all facets of mortgage banking from sales to operations. She has played key roles in Flagstar’s paperless initiatives, eClosings, website module designs, customer support, and wholesale sales initiatives. Kelly resides in Bellevue and enjoys hiking, skiing and travelling in her spare time.

Director - Lynne Garton
Evergreen Home Loans
425-576-3700
lgarton@evergreenhomeloans.com

Lynne has been in the lending business for over 29 years, and is presently the Area Sales Manager at Evergreen Home Loans.  As a Washington native that began her career at WAMU in 1981.  A top producing loan originator for many of those 29 years, at Countrywide Home loans, along with designations as a Direct Endorsement Underwriter,  and VA LAPP underwriter.  While Lynne posses sales Skills her Operations background is the foundation of her career.  Lynne currently resides in Seattle with her Husband Mitch in the floating home community.

Director - David Howard
Banner Bank of Washington
Phone: 425-806-9556
dhoward@bannerbank.com

David Howard, Vice President of Residential Construction Lending, represents Banner Bank  in the Puget Sound market.  He has over 24 years of mortgage experience in the Pacific Northwest; the last 7 years with Banner Bank.    His experience covers all facets of the mortgage business from loan origination and branch management, to application technologies and servicing.  David resides in Kirkland and enjoys skiing and hiking with his wife and two teenage children.

Director - Erik Hand
Response Loans
Phone: 206-402-9037
erik.hand@responseloans.com

Erik Hand is the President of Response Mortgage, John L. Scott Real Estate’s in-house lender. As President, Erik is responsible for the overall operations and integration of mortgage services within select John L. Scott sales offices.  Erik has been in the mortgage industry since 1988.  In addition to his current responsibilities Erik routinely consults on mortgage related issues for the National Association of REALTORS®.

Director - Dave Meyer
Homestreet Bank
206-623-3050
dave.meyer@homestreet.com

Dave Meyer is a Regional Vice President at HomeStreet Bank. His region includes the lending centers from Tacoma to Marysville. With nearly 25 years of origination and management experience in our local markets, Dave enjoys the challenge of recruiting and working with experienced Loan Officers. He worked with M&T and Pacific Crest before landing at HomeStreet in 2007. Dave is married with two teenage children. Snow skiing, hiking and many other outdoor activities consume a majority of family time.

 

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Questions?

September 21, 2010
Dinner Meeting featuring Dino Rossi
Real Estate Trends in the Current Market
October 19, 2010
Dinner Meeting featuring Justin Vedder
Effectively Managing Today's Market Risk with an Eye on the Past
Seattle Mortgage Bankers Association | 6351 Seaview Ave NW, Seattle, WA 98107 | Phone: 206.622.8425 | FAX: 206.623.4474 | Email: smba@qwestoffice.net