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Our Board Members

Officers
President - Sharon Knowles
United Guaranty
Phone: 206-321-4221
sknowles@ugcorp.com


As a Senior Account Executive for United Guaranty, Sharon Knowles provides mortgage insurance and risk management expertise across Washington and North Idaho. In addition to serving as SMBA President, she is Programs Chair and has served on the board as a Director and Newsletter Editor. She has been recognized as a top sales executive within United Guaranty and received three national awards for her work as editor on the SMBA newsletter.

Knowles graduated from Western Washington University with a BA in Communications and a minor in Business Administration.  She graduated from the school of mortgage banking in 1992. Sharon has been married to Phil for fifteen years and has a teenage daughter and 11 year old son.  Sharon is an avid bicyclist and enjoys paddle boarding and boating.

Vice President - Donn Costa
1st Security Bank Home Loan Division
Phone: 425-696-8111
donnc@fsbwa.com

Donn is the Senior Vice-President Home Lending at 1st Security Bank Home Loan Division. Before he joined 1st security Bank he was an Executive Vice President of the Sterling Savings Bank. Donn joined Sterling (previously Golf Savings Bank) in 1994. Donn graduated Cum Laude from Washington State University in 1985. He spent his first 25 years in Spokane. Donn loves to golf, snowboard and spend time with his family. He and his wife Karin live in Bothell with their three children; two sons and a daughter.
Secretary - Lynne Garton
Evergreen Home Loans
425-576-3700
lgarton@evergreenhomeloans.com

Lynne has been in the lending business for over 29 years, and is presently the Area Sales Manager at Evergreen Home Loans.  As a Washington native that began her career at WAMU in 1981.  A top producing loan originator for many of those 29 years, at Countrywide Home loans, along with designations as a Direct Endorsement Underwriter,  and VA LAPP underwriter.  While Lynne posses sales Skills her Operations background is the foundation of her career.  Lynne currently resides in Seattle with her Husband Mitch in the floating home community.

Treasurer - Francois Madath
American Reporting Company
Phone: 425-368-0500
francoism@ARCReports.com

At ARC, Francois is responsible for overall business operations. Since purchasing ARC in January 2007, Francois has focused ARC's strategy and resources on providing Community Banks, Credit Unions and Mortgage Bankers with a high degree of service and quality for each of ARC's products (credit, appraisal, escrow, education). Prior to ARC Francois worked in the Credit Risk Divisions of both Bank of America and Washington Mutual. He is a licensed certified appraiser, and a licensed escrow officer. Francois has a Degree in Business Administration from the University of Southern California.

Past President - Jeff Jensen
Mortgage Advisory Group
Phone: 425-732-5846
jjensen@magloans.net
mlo # 392951 / cl # 279214


Jeff has been in the mortgage industry since 1991. He has been a principal, manager and loan officer for SMBA association member companies. Jeff has had the pleasure of building homes for non-profit groups such as Habitat for Humanity and others in areas like Mexico, Mississippi, Alabama, and Seattle. He is very excited about the opportunity that is offered to our association to impact positive change in our industry.



Directors
Director - Anne Marie Bachmann
206-947-2048
Annemarie.bachmann@teamhammerhouse.net

Anne Marie's sales, recruiting and management career spans 20 plus years in the Puget Sound Area, and she has been recruiting exclusively within the mortgage industry since 2006.   Her depth and relationships in the Pacific Northwest span many years. She has been the membership chair with the Seattle Mortgage Bankers Association since 2006 and a Board Member since 2010.  She is also a Board Member for the Kirkland Boys & Girls Club and is an active volunteer at Holy Family Catholic Church in Kirkland. Anne Marie lives in Kirkland with her teenage daughter.
Director - Kelly Cruz
Flagstar Bank
425-440-4177
kelly.cruz@flagstar.com

Kelly Cruz is Senior Vice President of the West Coast Operations Center for Flagstar Bank. She has over 20 years of mortgage experience – 14 of those years with Flagstar. Her extensive experience covers all facets of mortgage banking from sales to operations. She has played key roles in Flagstar’s paperless initiatives, eClosings, website module designs, customer support, and wholesale sales initiatives. Kelly resides in Bellevue and enjoys hiking, skiing and travelling in her spare time.

Director - Erik Hand
Windermere Mortgage Service Series, LLC
Phone: 206-442-5312
ehand@windermere.com

Erik Hand is the President/CEO of Windermere.  Erik has been in the mortgage industry since 1988.  In addition to his current responsibilities Erik routinely consults on mortgage related issues for the National Association of REALTORS®.

Director - David Howard
Banner Bank of Washington
Phone: 425-739-1056
dhoward@bannerbank.com

David Howard, Vice President of Residential Loan Production, represents Banner Bank  in the Puget Sound market.  He has over 24 years of mortgage experience in the Pacific Northwest; the last 7 years with Banner Bank.    His experience covers all facets of the mortgage business from loan origination and branch management, to application technologies and servicing.  David resides in Kirkland and enjoys skiing and hiking with his wife and two teenage children.

Director - Tim Marymee
Washington Federal Savings 
206-777-8213
tim.marymee@washingtonfederal.com

Tim Marymee has been active in commercial and residential real estate finance for over 26 years, and is currently a Vice President and loan officer with Washington Federal’s Income Property Lending Department. Tim joined Washington Federal in February 2003 after working for World Savings and Loan for almost 7 years. While at World, Tim held positions as a District Loan Underwriting Manager and also a Wholesale Loan Account Executive, servicing accounts in King and Snohomish counties. He also held underwriting and appraisal positions at Home Savings of America during the 1980’s and into the mid 1990’s.

Tim is former co-chairman of the Seattle Mortgage Bankers Association Income Property Group Committee, and former chairman of the Rental Housing Association of Puget Sound Associate Members Committee. He also volunteers at Food Lifeline, a local hunger relief organization. Tim earned his Bachelor’s degree in Political Science from the University of California at Davis. He and his wife Evelyn live in Kirkland.   

Director - Dan Rivisto
Guild Mortgage Company
206-331-1475
drivisto@guildmortgage.net

Dan is currently Regional Sales Manager for Guild Mortgage Company in Western Washington and Oregon. With a background in accounting, management and sales that spans over 38 years, he has held regional and area management positions with Countrywide Home Loans, Chase Home Mortgage & W.J. Bradley. In addition to his lending background, Dan worked for 14 years as a real estate agent specializing in new home development, sales and marketing. As well as his position with the SMBA, Dan also serves as a current director with the Building Industry Association of Washington. He is a native of Washington, and currently lives in Seattle.

Director - Conrad Wouters
The Legacy Group
206-325-8400 / Fax: 206-325-8482
conradw@legacyg.com

Conrad Wouters is a native of Seattle with over 42 years of wide ranging banking experience starting at National Bank of Commerce in 1967. He worked at Rainier Bank the whole time it existed, and left Security Pacific Bank in 1991 to form Federal Mortgage Company to concentrate on mortgage lending because he really felt there was a better way to provide real estate financing to meet diverse client needs. He merged this operation into Legacy Group Lending in 2009 to expand the product line with better pricing and enhance the services available. His extensive experience, business contacts, analytical capabilities, and team approach enables the Legacy team in Seattle to assemble excellent real estate solutions with the best terms available.

 

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February 28, 2012
SMBA Dinner Meeting featuring Elizabeth Bowman, President and Organizing and Productivity Expert at Innovatively Organized

Seattle Mortgage Bankers Association | 6351 Seaview Ave NW, Seattle, WA 98107 | Phone: 206.622.8425 | FAX: 206.623.4474 | Email: smba@qwestoffice.net